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Pre-paid MasterCard®

For more information on our pre-paid MasterCards®, fees, and examples of their many uses, download our MasterCard® overview. We are also available to demonstration this product to your staff. Please contact us if you're interested.

Payroll Card

  • Reloadable MasterCard®
  • Funds loaded to cards the same way pay is deposited for direct deposit
  • Employees do not need a bank account and do not have to undergo a credit check
  • One-time card setup fee is $4.00
  • Monthly maintenance fee is $3.00
  • Withdrawal funds at the bank or at the ATM
Expediting your payroll process can save you up to $223 per employee, per year. With pre-paid payroll cards, employers can switch from cutting checks to electronically depositing employees' payroll onto an FDIC insured MasterCard®. For employees who don't have a bank account for direct deposit, this is the perfect solution.


General Purpose Reloadable Cardexample of a general purpose payroll card

  • Reloadable MasterCard®
  • One-time card setup fee is $4.00
  • Monthly maintenance fee is $4.00
  • Direct deposit load through the employer is free to the cardholder
  • No minimum to load
  • FCCB can load the card at the branch for $3.00
  • Withdrawal funds at the bank or at the ATM


Gift Cardgift card example

  • Non-reloadable MasterCard®
  • Load your gift card with any amount between $10 and $750
  • $5.95 fee per card to purchase
  • Cards can be purchased online (link to order online below) or in-person at any of our locations



Technical Support

FCCB uses TransCard to offer this service to our customers. If you are experiencing issues with your MasterCard® please call customer service at 1.800.416.6373 or go to Their bi-lingual customer support team is on call 24/7/365 and is committed to responding to your questions quickly and resolving your issues efficiently.

If your card is lost or stolen, you won’t lose your money. You’ll get a replacement card containing your remaining balance* and you’ll enjoy MasterCard Zero Liability protection from any unauthorized purchases.**

*Certain limitations apply.  
**Certain restrictions apply.
Click here for MasterCard's Zero Liability Protection