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MasterCard® Pre-paid Cards

Pre-Paid Cards

For more information on our Pre-Paid MasterCards®, fees and examples of the many uses, download our MasterCard® overview

We are also available to demonstration this product to your staff, please contact us.

Federal Benefit Checks are Going Electric

Did you know that the U.S. Department of the Treasury is requiring everyone who gets a federal benefit payment by paper check to switch to an electronic payment option like direct deposit?

The deadline to make the switch is March 1, 2013, but there are many advantages to switching now. Direct deposit is safer and more reliable than paper checks. Plus, by making the switch, you will help save taxpayers $1 billion over 10 years.  

For more information, please visit or by calling the U.S. Treasury Electronic Payment Solution Center at (800) 333-1795 Monday through Friday, 8 a.m. to 8 p.m. ET.  

Source: U.S. Department of the Treasury, Financial Management Service


Payroll Card

  • Reloadable MasterCard
  • Funds loaded to cards the same way pay is deposited for direct deposit
  • Employees do not need a bank account and do not have to undergo a credit check
  • One-time card setup fee is $4.00
  • Monthly maintenance fee is $3.00
  • Withdrawal funds at the bank or at the ATM
Expediting your payroll process can save you up to $223 per employee per year! With pre-paid payroll cards, employers can switch from cutting checks to electronically depositing your employees' payroll onto a FDIC insured MasterCard®. For those employees who don't have a bank account for direct deposit, this is the perfect solution for them.


General Purpose Reloadable Cardexample of a general purpose payroll card

  • Reloadable MasterCard
  • One-time card setup fee is $4.00
  • Monthly maintenance fee is $4.00
  • Direct Deposit load through the employer is free to the cardholder
  • No minimum to load
  • FCCB can load the card at the branch for $3.00
  • Withdrawal funds at the bank or at the ATM


Gift Cardgift card example

  • Non-reloadable MasterCard®
  • Load your gift card with any amount between $10 and $750
  • $5.95 fee per card to purchase
  • Cards can be purchased online (link to order online below) or in-person at any of our locations
  • Gift card purchase is only available to FCCB customers



Technical Support

FCCB uses TransCard to offer this service to our customers. If you are experiencing issues with your MasterCard® please call customer service at 1-800-416-6373 or go to

Their bi-lingual customer support team is on call 24/7/365 and is committed to responding to your questions quickly and resolving your issues efficiently.

If your card is lost or stolen, you won’t lose your money. You’ll get a replacement card containing your remaining balance* and you’ll enjoy MasterCard Zero Liability protection from any unauthorized purchases.**

*Certain limitations apply.  
**Certain restrictions apply.
Please see for more information.