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FDIC Coverage Information

Notice of changes in temporary FDIC insurance coverage for transaction accounts

By federal law, as of 1.1.2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information, visit

Need help calculating the insurance coverage on your personal accounts held at FCCB? The FDIC has a great tool called Electronic Deposit Insurance Estimator (EDIE) on their website:

Where can I go if I still have questions?

You can call FDIC toll-free at 877.ASK.FDIC (877.275.3342) from 8:00 a.m. until 8:00 p.m. (eastern time) or contact them online at You can also call Four Corners Community Bank directly at 505.327.3222 during regular banking hours, or visit one of our locations.



Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this mean to you: When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


Online Privacy Policy

At Four Corners Community Bank (FCCB), we understand that our customers have strong expectations that the information provided to the bank is protected at all times. The board of directors, management, employees, and other individuals will respect these expectations at all times.

How we collect information

Many of the ways in which you interact with our site allow us to learn more about you. We collect and store statistics and other information about the online activities of our visitors on an aggregated (collective) basis. For example, we can track the number of people who view each page to learn which features are the most popular. However in these and almost all other instances, we do not obtain personally identifiable information about you.

How we use and disclose your information

As a general practice, we do not sell your personal identifiable information to third parties. For example, we do not sell your email address or your name and personal demographic information to mass marketers. We use your information on an aggregated basis to do such things as operate and enhance our site along with selling and delivering advertising. We also use this data, both aggregated and personally identifiable, to enhance your onsite experience by displaying content and messages that we believe will be of interest to you. In some cases, we use your personally identifiable information to provide information to you, such as to send site updates and events information to you.

Cookies and other tracking methods

Cookies are small pieces of information stored on your hard drive, not on our site. First, cookies allow you to store your password without having to constantly re-enter it. Second, cookies can also help us to tailor a web site or message to better match your needs and interests. Third, cookies allow us to better understand how users use our site, which in turn helps us focus our resources on features that are most popular with our users. You are always free to decline our cookies if your browser permits, but some parts of our site may not work properly if you do.

Limits on our abilities

Although your privacy is very important to us, due to the existing legal regulatory and security environment, we cannot fully ensure that your private communications and other personal identifiable information will not be disclosed to third parties. The government or third parties under certain circumstances may intercept or access transmissions or private communications. In the unlikely event we need to investigate our entities, we can (and you authorize us to do so) disclose any information about you to private entities, law enforcement or other government officials as we, in our sole discretion, believe necessary and appropriate.


We use industry-standard efforts to safeguard the confidentiality of your personal identifiable information, such as firewalls where appropriate. Read more about our security procedures here.

Linked sites

FCCB may provide links and pointers to internet sites maintained by others (third party sites). FCCB periodically reviews the content of the third party site linked to our site for propriety. FCCB does not have control over information privacy and security practices of the third party sites that we provide links and is not responsible for the contents of or any products of service on third party sites.


NMLS Information

Our lending professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Each licensed professional is identified by their individual NMLS number below.

Four Corners Community Bank NMLS# 452405

Name Title/Location Phone number NMLS#

Roger LaHart

Chief Lending Officer - 500 West Main Street, Suite 101, Farmington, NM



Clete Berens

VP/Commercial Loan Officer - 500 West Main Street, Suite 101, Farmington, NM



Joshua Bollacker

VP/Commercial Loan Officer - 500 West Main Street, Suite 101, Farmington, NM



Monica Dibsie

Consumer Loan Officer - 77 West Main, Cortez, CO 



Charles Thompson

Agriculture Loan Officer - 77 West Main, Cortez, CO 



Shawn Candelaria

Durango Market President - 2685 Main Avenue, Durango, CO



Belinda Archuleta 

Loan Officer - 77 West Main, Cortez, CO 



Janice Huffhines

Mortgage Loan Officer - 500 West Main Street, Suite 101 Farmington, NM 



Brian Huffhines

Mortgage Loan Officer - 500 West Main Street, Suite 101 Farmington, NM 



Chrystina Fincher

Universal Lender - 500 West Main Street, Suite 101 Farmington, NM 



Jessical Platero

Loan Admin. Specialist- 500 West Main Street, Suite 101, Farmington, NM 



Tiffany Karlin

Consumer Loan Officer - 500 West Main Street, Suite 101, Farmington, NM



Carey Montoya

Mortgage Loan Processor - 500 West Main Street, Suite 101, Farmington, NM 



Melecia Ferris

Branch Manager - 2685 Main Avenue, Durango, CO



Valerie Clowe

Branch Manager - 1301 West Aztec Blvd., Aztec, NM



Sara Berry

Branch Manager - 2811 East 20th Street, Farmington, NM 



Christine Malinowski

Branch Manager - 343 East Main Street, Cortez, CO



Chris McArthur

Branch Manager - 5900 East Main Street, Farmington, NM



Lindy Ragsdale

Universal Branch Specialist - 2685 Main Avenue, Durango, CO