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PrePaid MasterCards®

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Capital Lines of Credit

A solution to seasonal expenses  


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Debit Cards

What is an ATM card?

An ATM card is a convenient service linked to your checking or savings accounts with access 24 hours a day, seven days a week at automated teller machines (ATM). There is no fee when you use a FCCB ATM machine; however ATM fees may be imposed by the owner of any other ATM.


  • Access to your money 24 hours a day, seven days a week
  • No need to carry large amounts of cash
  • Withdraw cash from any FCCB ATM 24 hours a day, seven days a week
  • Linked to your checking or savings account
  • Accepted wherever Pulse® or Cirrus® are identified

What is a debit card?

A Visa debit card allows you to use your checking account to pay for items without writing a check. When you use your debit card, the amount of your purchase will be deducted directly from your checking account. FCCB debit cards are backed by Visa® Zero Liability which guarantees that you wonít be responsible for fraudulent charges made with your card.


  • Convenience - no need to carry a checkbook and itís safer than carrying cash
  • PIN based or signature based at any POS (point-of-sale)
  • Withdraw cash from any FCCB ATM 24 hours a day, seven days a week
  • Linked to your checking or savings account
  • Use your card wherever Visa® is accepted

How does a debit card work?

Your purchase amount is automatically deducted from your checking account. It works exactly as if you had written a check. Your account statement will show each transaction, including the amount and where you made your purchase making reconciliation easy. For a quicker preview, you can review your transaction account activity via online banking.

Report a lost or stolen ATM/debit card

During business hours call us at 505.327.3222 (New Mexico residence) or 970.565.8421 (Colorado residence)

After hours call toll-free 866.546.8273

For customers who have access to NetTeller, our online banking platform, you can log on and "Hotcard" your debit card, meaning you want to disable it. You can find this action under the "Options" tab.