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Debit Cards

What is an ATM Card?

An ATM card is a convenient service linked to your checking or savings accounts with access 24 hours a day, 7 days a week at automated teller machines (ATM). There is no fee when you use a FCCB ATM machine; however ATM fees may be imposed by the owner of any other ATM. 

Features

  • Access to your money 24 hours a day, 7 days a week
  • No need to carry large amounts of cash
  • Withdraw cash from any FCCB ATM 24 hours a day/ 7 days a week
  • Linked to your checking or savings account
  • Accepted wherever Pulse® or Cirrus® are identified

What is a Debit Card?

A Visa Debit Card allows you to use your checking account to pay for items without writing a check.  When you use your debit card, the amount of your purchase will be deducted directly from your checking account. FCCB Debit cards are backed by Visa® Zero Liability which guarantees that you wonít be responsible for fraudulent charges made with your card.

Features

  • Convenience - no need to carry a checkbook and itís safer than carrying cash
  • PIN based or signature based at any POS (point-of-sale)
  • Withdraw cash from any FCCB ATM 24 hours a day/ 7 days a week
  • Linked to your checking or savings account
  • Use your card wherever Visa® is accepted

How does a Debit Card work?

Your purchase amount is automatically deducted from your checking account. It works exactly as if you had written a check. Your account statement will show each transaction, including the amount and where you made your purchase making reconciliation easy.  For a quicker preview, you can review your transaction account activity via Online Banking.

Report a lost or stolen ATM/Debit Card

During business hours - call us at (505) 327-3222 (New Mexico residence) or (970) 565-2779 (Colorado residence)

After hours - call toll-free 866-546-8273

For customers who have access to NetTeller, our Online Banking platform, you can log on and "Hotcard" your debit card. You can find this action under the "Options" tab.