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FCCB Switch Kit

This kit will help guide you in moving your accounts to FCCBSwitch kit check list icon

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Construction Loans

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Remote Deposit

Deposit checks remotely with your smartphone or tablet Smartphone camera icon

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Online mortgage application

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Business Loans

Whether your goal is a new start-up, a large corporation, or you’re looking for the perfect place to relocate, we can accommodate with financial solutions that make sense. Lending to our community plays an important part in the growth of our local economy, and we are committed to supporting professional services of all industries in the Four Corners region. We cater to a diverse business community and are open to new ventures, such as the outdoor recreation and tourism industry—which our area is primed for. So aim high; we can get you there.


  • Lending decisions made here
  • Fixed and adjustable rate loans
  • Flexible terms
  • Up to 20-year amortization
  • SBA and 504 programs available
  • Rural development business loan guarantees
  • Loan structures that suit your individual business needs

Commercial Real Estate and Construction Loans

We offer a variety of commercial financing options with competitive rates, fees, and terms. Decisions are made locally by our expert loan officers who understand the businesses in the communities we serve.

Working Lines of Credit

When your cash flow fluctuates, consider a business line of credit. It makes sense to finance your cyclical short-term operating expenses.

Equipment Loans

We offer fixed rate term loans for equipment purchases.

Small Business Administration (SBA) Loans

As an SBA lender, we have financing options for new and growing businesses with assistance from the U. S. Small Business Administration (SBA).

Agricultural Loans and Lines of Credit

We offer a variety of agricultural loans for real estate and production needs. If you’re a crop or livestock producer, or are engaged in an agricultural-related business, we have many financing options available. We also provide USDA loan guarantee programs through FSA and rural development.

Commercial Loan Application

Click the link(s) below to download the appropriate application or form. Please fill it out completely, sign it, and drop it by any of our locations for processing. We'll be in touch!

Note: The commercial loan application and the personal financial statement are required for all business loan requests. Once received, we will contact you for additional details as determined by your request.