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  • Featured Business Customer Stories

    • Ancient Cedars RV Park

    • Armadillo Storage Co.

    • Namaste House Assisted Living

    • Navajo Lake Marina 

    • Montezuma-Cortez School District RE-1 

    • Firehouse Subs

    • PJ's Gourmet Market and Animas Wine and Spirits

    • Winks Specialty Restoration

    • Aztec Well Servicing Company

    • Big Red Tool/Wellcheck of Farmington 

    • Rochester Hotel and Leland House 

    • PESCO

    • Johnny O's Spudnuts

    • fb organics and Run+Hike

    • AnnMarie's Dance Academy

Featured Business Customer Stories

"Our 'can do' bank...can do for you too!" 

Ancient Cedars RV Park

A vacation destination

Brent and Marilyn Leslie are new owner-operators of Ancient Cedars RV Park in Mancos. The destination park—located directly across the highway from Mesa Verde National Park entrance—accommodates any-sized RV (has plenty of 50-amp sites), cabin dwellers, and tent campers too. There is something for everyone, such as a pool and hot tub, dog park, mini golf, stargazing (with a telescope!), great views, Wi-Fi, close proximity to area attractions, and large group gathering places. The name doesn’t disappoint either; there are hundreds of centuries-old cedar trees on site.  

The park will reopen to vacationers March 15, 2019; reservations are being accepted now (online booking available). “We really enjoy sharing our park with our guests as they enjoy their vacation,” said park owner, Marilyn Leslie. Friendly staff, a newly-remodeled bath house, and commercial hot tub await 2019 travelers.  

A “can-do” bank

Aside from financing for the RV park, the Leslies use several other FCCB services such as business and personal banking, wires, foreign currency exchange, and notary. They praise FCCB for its community involvement, ease of doing business, simplified processes, reasonable reporting policies, respect in the business community, and banker communication and availability.

“Four Corners Community Bank has gone the extra mile on just about everything, and they worked with us on our loan structure with an understanding of our other business,” said Brent, who also owns High Country Storage. Marilyn agrees, and says FCCB is a “can-do bank,” whereas other banks cited limitations for small businesses. “Four Corners was a very noticeable difference,” she said. “Everyone is very positive, and we liked that other local business people are committed to the market too.” Brent believes personalized service is what sets FCCB apart, such as being greeted by name. “Everyone knows us, and we like the casual feel.” 

“We’ve worked with private bankers in the past, but we had to meet certain qualifications,” said Marilyn. “At FCCB, we automatically got that level of service.” Brent recalls seeing it among his observations of other customer interactions too. “They treat everyone that way,” he said.   

Ancient Cedars RV Park logo

34979 HWY 160 | Mancos, CO 81328



The bank for us…could be the bank for you.”

Armadillo Storage Co.

Armor-plated security 

Armadillo Storage—the largest of its kind in La Plata County—opened in 2006, now with 105,000 square feet of heated and unheated storage units. Manager, Jason Fisher says they cater to business owners, contractors, new residents, and students who typically store electronics, paint and other temperature-sensitive supplies, leather and antique furniture, artwork, instruments, and various other goods and inventory. He believes the quality and location of the facility are incomparable to any other in the area. “We have both,” said Owner, Gene Fisher.

The family-owned, highly maintained, and fully-paved location features amenities that are less common among similar facilities, such as gated and secure access, an on-site manager, restrooms, and solar power. The father-son team say they’re also heavily engaged in community activities, such as participating in area baseball and Men Who Grill (benefitting the Women’s Resource Center of Durango, which they co-sponsored with FCCB in 2017).

Iron-clad support  

“It’s helpful to have bankers who understand what local business people need,” said Gene, who appreciates that FCCB’s bankers are business minded. As of 2016, FCCB has served Armadillo Storage with its business banking functions, and provided financing for its recent expansion project, a climate-controlled building.  

“I chose Four Corners Community Bank because it is locally owned,” said Gene. “Greg Anesi [vice chairman of the board] told me the reason they started the bank was because they knew how important it was to have someone who understood local business owners and their influence.” Gene feels that banks owned by outside institutions lack an understanding of Durango. “That just takes money out of the community.” Gene believes FCCB embodies the concept of local banking, with its personal service and genuine understanding of each person’s needs.

“Modern banking has removed the human element, and that takes relationships and other factors out of consideration,” said Gene. “I feel very comfortable banking with FCCB because I know the people, and if there’s an issue and I need to address something, we can do that.” Jason agrees, citing the benefits of knowing he has access to the people he is familiar with at FCCB’s Durango location. “I know them, and they know me, and they’re always available, even if it’s a few minutes before or after hours.”  

Armadillo Storage Co. logo

1555 CO 3, Suite A

Durango, CO 81301



Peace of mind made here.

Namaste House Assisted Living

Coming home

Rebecca Morgan opened Namaste House—an assisted living and personal care facility—in 2010, after returning to Farmington from Denver, where she had worked as a hospice chaplain. Her mother had surgery and needed help at home. Her mother’s friends (all elderly women) also came upon challenging late-life circumstances with too few options. Rebecca saw a need and was inspired to find a solution to address the lack of resources. “I figured I’d stop griping about it and do something,” she said. “I also came into this business because I love feeding people and I love caring for the elderly.”

Rebecca says she went to every bank in San Juan County, but Four Corners Community Bank was the only one that didn’t treat her like she was crazy. “I was a middle-aged woman, I’d never had a successful business, and I wanted to borrow a million dollars, and FCCB said yes.” Rebecca initially wanted to build a new facility, but revised her plan in light of the 2008 market crash. Instead, she found a church for sale on 30th Street in Farmington, and converted it into a live-in residence. Rebecca says the doors started opening, including getting a small business (SBA) loan. “I called my banker whenever something came up that I was unsure about, and she helped me every step of the way.” In 2013, she expanded the property by an additional five rooms (15 total now) and an apartment. “When I went back to Four Corners Community Bank, they rolled up their sleeves again. Sheila [Mathews, FCCB president and CEO] has always been very supportive.”

Rebecca says Namaste House is unique in that they provide exquisite care for those who need assistance with daily living, and who accept the Namaste spirit. “Namaste is a Sanskrit word meaning the spark of the divine in me sees and honors the spark of the divine in you,” she said. “This notion is taken very seriously and applies to everyone who enters the house. You would be surprised how wonderfully people respond to love.” Residents, staff, and visitors are all held to the same high courtesy standard. “We do not tolerate abusive or disruptive patterns of behavior. It’s a harmonious house,” said Rebecca. As she looks toward the future, her dreams of building a new elder care living facility in San Juan County are still alive.


Rebecca says her experience with Four Corners Community Bank feels like neighbors helping neighbors. “From the beginning they’ve shown engagement, excitement, and attention,” she said. “And I have a sense of the bank’s commitment to the community, and to what will be beneficial to the people here. I love being partners with other folks who share that same commitment.” Among other things, Rebecca uses FCCB’s online banking, bill pay, and remote deposit. “Their online banking is really helpful,” she said.

Rebecca also appreciates the attentiveness and personal treatment she receives from her FCCB team. “Every single time something comes up, someone quickly and personally helps me without exception,” she said. “They treat me the way I want to be treated.” Rebecca—who is also interim minister at First Presbyterian Church in Farmington—says she has a great amount of confidence in Farmington and the spirit in the town, and feels that it is shared and reflected in FCCB.

Namaste House Assisted Living logo

800 West 30th Street | Farmington

505.327.3658 |


Memories made here.

Navajo Lake Marina

More than a gateway

Although Navajo Lake Marina has been around since 1964, it has been transformed into a regional destination in the last fours year. “We try to be more than a gateway, or point of transfer to the water,” said Jarrett Johnson, who, along with Margaret Vandervalk, purchased the Marina in 2013. “We want to make it a destination that families can enjoy even if they don’t own a boat.”

In 2017, a multi-million dollar facility featuring a new store, rental office, and the only floating restaurant in the state were added. Free amenities include a public fishing hole and splash pad. Spread over a half acre of floating platforms, the state of the art buildings feature Southwestern stucco and stone design. The quality of the facility is evidenced by its recent Marina Dock Age 2017 National Large Marina of the Year award.

While offering boat owners slips that accommodate up to 105-foot houseboats, non-boat owners will find plenty of options for a fun day at the lake. Non-motorized rentals include kayaks, hydro-bikes, and paddleboards. Jet skis, pontoons, fishing boats, and party barges with dual water slides can be rented for more speed. Two 48-foot houseboats that sleep 10 are new to the rental fleet in 2018, and a bumper boat attraction is being added dockside. Stationary houseboat rentals are offered for those wanting to stay at the lake without camping. Kayaks and bumper boats are also available with birthday party packages.

Attracting a new generation of boaters is important, Jarrett believes, noting that people have to disconnect with technology long enough to develop a love for the water. “Bumper boats will draw a young crowd. We hope they will gravitate toward larger boats as they age, eventually leading to boat ownership. But you need the initial experience to fall in love with the water,” said Jarrett, who developed his own fondness of marina life as a child on a boat that doubled as a weekend home.

The marina added Freedom Boat Club in 2018; with over 150 locations nationwide, the club offers the boating lifestyle to those who want to enjoy carefree time at the lake at a reasonable price on a variety of well-equipped boats without the maintenance involved with boat ownership. The marina owners are also acquiring operations at Sims Marina, the only other New Mexico-based marina on Navajo Lake, and plan to expand offerings at that facility as well.

Floating above barriers  

Since it is located in a state park on an interstate waterway, the marina must comply with local, state, and federal regulators. “FCCB has been fabulous in helping us navigate the regulatory dynamics and work within the required timeframes,” said Jarrett. “When we wanted to expand, FCCB was willing to help in a creative and timely manner.” FCCB’s cash management, ACH services, wire transfers, online and mobile banking, and remote deposit are useful tools the marina uses on a daily basis.    

“The marina is a somewhat unique business, and FCCB’s creative thought process matches it very well. Instead of recalling the reasons something couldn’t be done, they worked to provide solutions,” said Jarrett. “They facilitated all of our needs with the hospitality you’d expect from a hometown bank. We get the attention we need.” 

Navajo Lake Marina logo

#36 CR 4110

Navajo Dam, New Mexico 87419

505.632.3245 |


Investing in our future.

Montezuma-Cortez School District RE-1 - Career Technical Education Program

Pairing interest with opportunity

Montezuma-Cortez High School’s Career Technical Education (CTE) program is setting the standard. In fact, other districts have toured the school’s CTE program for its exemplary model, which offers specialized training and career preparation for students. The program includes nationally-endorsed certifications in a variety of trades such as catering, cosmetology, welding, automotive, healthcare, technology, agriculture, and more.

“The purpose of CTE is to provide students with the academic and technical skills they need to succeed in a knowledge- and skills-based economy,” said Montezuma-Cortez High School Principal, Jason Wayman. “They are preparing for higher education and the careers of their choice.”

“Our goal is for students not only to graduate, but to do so with as many skills as possible,” said Montezuma-Cortez School District RE-1 Superintendent, Lori Haukeness. “If we keep students engaged in learning, we can provide them with a skillset that will make them marketable.”

Principal Wayman believes students appreciate knowing that their education is relevant to their future plans. CTE courses are reflective of the students’ interests, along with community need as identified in the school’s annual needs assessment survey. Future courses and funding are matched with local job availability. Faculty members are required to maintain a CTE endorsement in addition to their teacher’s licensure, and Superintendent Haukeness applauds their commitment to the program.

About 85 percent of M-CHS students are involved with a career tech program. Approximately half seek additional education and half enter the workforce. “Even if students plan to go to a four-year school, they can still do so with a CTE endorsement and a skill that will help pay their bills,” Superintendent Haukeness said. The high school works closely with Pueblo Community College Southwest in Cortez, San Juan College in Farmington, and Fort Lewis College in Durango to offer college-level prerequisite courses and credit.

The students have plenty of opportunities to demonstrate their newfound skills and show leadership in their chosen fields. Adrain Begay says he enjoys community involvement through the school’s catering program, serving the student-prepared food at events throughout the year. Annie Teng is on the EMS track; she appreciates the hands-on experience, is grateful for the opportunity to earn college credit, and hopes to pursue a career in the medical field. Bunnie Smouse, who chose welding as her area of study, likes learning a marketable skill that most people, especially women, do not commonly have.

Behind-the-scenes support

The school district depends on banking services and personnel at Four Corners Community Bank to assist with its financial operations. Superintendent Haukeness commends FCCB for providing the product and service support her business staff need.

“At Four Corners Community Bank, you’re treated like a person, not an entity or a number,” she said. “Whether I call regarding the schools or for me personally, I receive immediate attention. FCCB employees are proactive, anticipate our needs, and provide outstanding attention to each individual person.”

The district’s Director of Finance, Carla Hoehn, agrees. “FCCB provides great customer service and has very friendly and helpful staff,” she said. “You feel like you’re a part of their family.” She uses FCCB’s cash management platform to fulfill a variety of vital functions and tasks for the district such as daily monitoring of its operating accounts, making ACH payroll direct deposits for staff, transferring funds between accounts, and accessing bank statements and stop payments. “Everything runs very smoothly, and if I have any trouble it is resolved quickly,” said Ms. Hoehn.  

Montezuma Cortez High School logo

Montezuma-Cortez School District RE-1

400 North Elm | Cortez, Colorado 81321

970.565.7522 |


Community made here.

Firehouse Subs 

Made to order  

Franchisee, Darin Fitzgerald was confident that Farmington would enjoy Firehouse Subs’ premium steamed meats and old fashioned guest service. Coming from a family of entrepreneurs, he says he knew in high school that he wanted to open a food franchise. (He is also franchisee of two Papa Johns locations.) “I have a good grasp of Farmington and what people like to eat here,” Darin said, having been born and raised in the Four Corners area. “Hearty and flavorful, that’s Farmington!” Firehouse Subs (which opened in 2017), is also known for its generous portions (medium subs are eight inches). He and his staff take pride in their product, adhering to a special sequence to assemble each order. “There’s a craft to building a good sandwich,” he said.  

Aside from the high quality standard, Darin also valued the organization’s public safety foundation. Its history of giving back to first responders—primarily firemen—sealed the deal. Within his first year of opening, Darin’s store provided nearly $17,000 to the Farmington Fire Department, which was used to purchase specialized equipment, and enabled the Farmington Police Department to purchase an automated external defibrillator (AED) for a police unit. “Farmington has a huge heart,” he said. “I knew the people here were giving, but I really underestimated the community’s response.” Farmington does follow national trends in one area: the turkey and ham Hook and Ladder sandwich is the most popular. Darin prefers the beef and brisket Smokehouse. “I love the barbeque sauce. I’m a barbeque junkie!”  

Outsite of running three businesses, Darin is a proud father and grandfather to Brandi, Savannah, Garrett, and Riley Wethington. His grandkids are featured in a nearly life-sized mural in the restaurant. “Everything I do is for them,” he said. “They mean everything to me. I spoil the heck out of them and send them home!”

Local feel

Darin credits FCCB’s local feel and his previous experience with President and CEO, Sheila Mathews for influencing his decision to approach the bank about Firehouse Subs. “The first time I sat down with [commercial lender] Joshua Bollacker, I could tell I was with the right guy immediately, even though I’d never met him before that day,” said Darin. “It was just like having a friend in the business right off the bat.”

Darin preferred not to work with a national bank brand; rather, he wanted a bank that shared a similar community-minded mission to that of Firehouse Subs. “Having a strong community relationship was really important to me, and I knew FCCB was the right fit for that reason,” said Darin. “And they took their time to make sure that I would be successful.” Darin said he also had a good feeling knowing that Greg Anesi [FCCB board vice chairman and prior Burger King franchisee] was familiar with the fast food business model too. “Everyone on the bank’s board is from Farmington. They know our area and understand our economy,” said Darin. “I knew FCCB was the bank for me. Everything lined up perfectly. I didn’t even go anywhere else. I put my trust in them and off we went.”

As a business owner, Darin takes advantage of several of FCCB’s products and services, including a small business administration (SBA) loan, business checking, online and mobile banking, and bill pay. “I use online banking almost daily to check my balances and watch my cash flow,” said Darin. “I’m my own bookkeeper, so being able to download everything I need into QuickBooks through online banking is great.” Having used other banks’ online banking before, Darin was pleased that FCCB’s version was equally robust. Another FCCB service surprised Darin too: courtesy calls, for any uncharacteristic account activity. “That’s unheard of anywhere else. You would never get that at a big bank, and it means the world to me.” Aside from its local feel, Darin says the people at FCCB are responsible for a better banking experience. “Sheila and Joshua!” he said. “They’ve always treated me with the utmost respect. I know them, and it makes you feel really good when you walk in. You can’t go wrong there.”

Firehouse Subs logo


3030 East Main Street, Suite A9

Farmington, New Mexico 87402



Serving the best.

PJ’s Gourmet Market and Animas Wine and Spirits

A gourmet experience

Since 2009, Joe and Pam Leder have served the north Durango/Hermosa communities with their specialty foods, spirits, and friendly customer service at PJ’s Gourmet Market and Animas Wine and Spirits. They, along with their 25 employees, apply their extensive retail, grocery, and liquor business experience to cater to local and seasonal residents, vacationers, and travelers alike. “People come here for things they can’t find anywhere else,” said owner, Joe Leder. “There is a definite quality difference, especially with our meats.” Pam, who orders their products directly from a variety of specialized vendors said, “Since we’re not a corporate store, we have more opportunity to satisfy individual needs and fulfill special orders.” 

The Leders credit their discipline for their store’s allure and the experience they’ve created for their customers. “The customer service and pleasant environment are very intentional,” said Pam. “Our long-term employees have built relationships with our customers and know at least half of everyone who walks in the door by name.” The variety of the market selection carries over into Animas Wine and Spirits, including special orders for regional favorites. The Leders are known for supporting the community in other ways too, having served on numerous local organizations’ boards and by donating food.   

A personal touch  

While the Leders have enjoyed banking with Four Corners Community Bank since its Durango branch opened in 2015, their relationship with Durango Market President, Shawn Candelaria, has a much longer history. “We’ve banked with Shawn for a couple decades,” said Joe, Durango resident since 1993. “Aside from him being our banker, we’ve developed a friendship over the years. We never feel any pressure from him. And we have beers together,” said Joe, regarding what makes banking with Shawn and FCCB different. The Leders visit the branch twice a day for deposits and change orders, along with using business and online banking.

“The staff at FCCB are very professional and it’s easier to get things done,” said Joe. Pam agrees, adding that she values the personalized service and location, along with the consistent, accessible, and competent staff. “And we’ve known the Anesi family forever,” said Joe, referring to FCCB’s board Vice Chairman, Greg Anesi. Whereas other banks are owned or operated by their holding company, FCCB is locally owned, and its directorship (and decision-makers) all reside within the Four Corners. “There are less layers and more of a personal touch that was lacking from our previous bank. You can only get that from a local bank,” said Joe. “I can walk in anytime and see who I need to. You can’t do that at other banks.” Pam enjoys seeing the same familiar faces each day. “I know exactly who is counting our money because we have a relationship with them,” she said. “We’re very happy with FCCB.”

PJ's Gourmet Market logo

67 Trimble Crossing

Durango, CO 81301



Heart makes us different. 

Winks Specialty Restoration

A positive customer experience

ASE Certified Master Automotive Technician, John Winkley, opened Winks Specialty Restoration in September 2008. “I started my business with the hopes of providing a positive customer experience, so people would feel less isolated once they’d give up their keys,” said John. “I like to show customers exactly what is going on with their car, and talk in-depth about repair options.” John operates out of a custom-built shop in Cedar Hill, New Mexico.  

His earliest automotive memories are of watching his dad assemble and troubleshoot carburetors. “He explained a lot of concepts to me, and I read many of his old training manuals,” said John, who received his formal automotive education at Montana State University-Northern. After graduating from its four-year program, John worked in a dealership for a few years and started competing in automotive troubleshooting contests. John excelled which led to a job at San Juan College and his relocation to the area.

John now specializes in Subaru repair, his interest in which developed in the 80s. “Many technicians were uncomfortable working on them,” said John. “They’re a wonderful design, different than most other cars, and their product line is limited to a few basic models.” John also appreciates that Subaru takes measures to protect the environment and is a generous charity supporter. As an official Subaru Ambassador, John acts as a liaison and voice between vehicle owners and Subaru headquarters.  

A furry calling

Outside of cars, John and his wife, Mary, are also passionate about animal rescue and welfare. Mary—who is actively involved with San Juan Animal League—volunteers to assist with the organization’s efforts to provide low-cost spay and neuter services and vaccinations, education, emergency services, and reduce the euthanasia rate of adoptable animals. Although they have many pets of their own, they often foster or rehabilitate several as well. They come from a variety of sources, each either abandoned, homeless, found on the road, or acquired as result of other unfortunate circumstances. “There are too many animals that need a helping hand,” said Mary. She stresses the importance of spaying and neutering to decrease unwanted animals and euthanasia. “There is a lot of help in this county,” she said. “Contact the San Juan Animal League for information and referrals to the extensive resources that are available.”

Supporting small business

“As a small business owner, I like promoting local businesses myself,” said John, who feels the Four Corners area is rich with such businesses, and goes out of his way to support them. “Four Corners Community Bank is innovative and approachable compared to others,” he said. “I like that when I call I speak to someone locally, I usually know who it is, and I’m usually only one transfer away from getting what I need.” John—who has banked with FCCB since 2006—says he likes the direction the bank is going, such as the new Durango branch for example. John recommends FCCB’s online banking and bill pay (including personal payments) to other businesses. “I use online banking all the time,” he said. “My personal and business accounts are linked so I can easily chose which one I need. I don’t have to worry about anything—all of my banking needs are met.”

Winks Specialty Restoration

39 Road 2390 | Aztec, NM 87410



Real people make us different.

Aztec Well Servicing Company (AWS)

A family business 

The Aztec Well family of companies provides complete oil and natural gas drilling, well servicing, trucking, rentals, equipment, support services, and supplies. Since 1963, this conglomerate was born during the basin’s original oil boom by Wayne and Sally Sandel and their son (now president), Jerry Sandel. “My grandfather came from nothing,” said third generation and AWS Vice President, Jason Sandel. The original yard owner, J.P. Gibbins graciously co-signed along with Wayne and Sally to secure the yard. “Gibbins took care of his employees, and that is still very much what drives us today,” said Jason. “Our employees are our family. They’re the ones who make it possible for each and all of us to drive our cars and turn our lights on at night.”

The ancillary branches grew out of AWS’s need for self-sufficiency, and to keep prices low for its customers. While his employees remain a primary focus, Sandel says he also enjoys the variety of work that each of the businesses present. “We see such a large and varied volume of daily activity, we constantly have to apply ingenuity to address challenges every day-and that’s what keeps it exciting,” he said. Through boom and bust Sandel says perseverance and hard work have allowed AWS to remain successful. They’re also heavily involved within the community, including giving to San Juan College Foundation, San Juan Open Golf Tournament, and Boys and Girls Club of Farmington.

As one of the largest employers in the county, Sandel feels they have an important impact on the local economy. “We’re here for the community, and Four Corners Community Bank is here for us,” he said, citing his experience with larger banks’ lack of involvement. “FCCB is the support system that enables us to keep going, thereby serving the community as a whole.”

Services you can trust

Aztec Well Servicing Company recently transitioned its entire business banking relationship to Four Corners Community Bank. “They came through for us during a difficult time,” said Sandel. “The support from Sheila [president and CEO] and the board was immense. We couldn’t ask for anything more of their leadership and management.”

Like AWS, Four Corners Community Bank prides itself on having the knowledge and resources to deliver reliable service, combined with the care and timely responses of a locally-owned business. “The customer service and willingness to go above and beyond to make sure our needs are taken care of are essential to us,” said Sandel. For example, he recalls accommodations that were arranged so that his staff could continue their work in the field despite being in another state. “There was no disruption in our operations,” said Sandel. “We were easily connected with the right person to help us. This is essential for a business like ours.”

“FCCB offers a number of products that rival those at big banks such as mobile apps, payroll cards, and payment options. We plan to use even more of them in the near future,” said Sandel. “They have everything we need.” Sandel also recently refinanced his home through FCCB’s mortgage department. “I thought it was ironic that the day I received a personal letter from FCCB’s mortgage lender, I also received a generic, computer-generated letter from a large bank with no real person to contact,” said Sandel. “That is just one example that demonstrated the importance FCCB puts on relationships with its customers. Our intent is to bank exclusively with Four Corners Community Bank.” He and Jerry are in the process of moving their personal accounts to FCCB, and encourage their employees to do the same. “They go the extra mile to make sure we have everything we need, and we get a sense of a constant level of care, personalization, and special attention.”

Aztec Well Servicing Company logo

300 Legion Road
Aztec, New Mexico 87410
505.334.6194 |


Responsiveness makes us different. 

Big Red Tool, Inc. and Wellcheck of Farmington, Inc.

Superior service

Originally established in 1973, Kyle and Kerri Sandoval purchased Big Red Tool from Kyle’s grandparents—Ken and Wanda Britton—in 2009. They sell, distribute, service, and maintain wellheads and related services to oil and gas companies throughout the Four Corners. “We’re the largest independent wellhead operator in the San Juan Basin,” said Kyle. In 2011, the Sandovals purchased Wellcheck of Farmington which provides hydrostatic pressure testing services, also the largest independent company of its kind in the basin. Together, the team of 12 provide 24-hour superior service.

“If our customers have an issue, they don’t call a call center,” said Kyle, regarding what makes Big Red Tool different from its larger competitors. “If there’s an issue, they’ll call me directly and we’ll fix it ourselves. We have very personal, lasting, one-on-one relationships with our customers.” Kyle says their level of accommodation and high-quality equipment keeps their customers coming back. “Big Red Tool and Wellcheck are the most reliable and professional wellhead and testing companies in the basin,” said Kyle. “And we’ve hired a great team to keep it that way.”

Big town service, small town attention 

Like Big Red Tool, Four Corners Community Bank is locally owned and operated, allowing for direct contact, close customer relationships, and a personalized banking experience. The Sandovals said they turned to FCCB because timeliness and quick turnaround were necessities for them. “When we need a loan or to use our line of credit for equipment, the process is instant and easy compared to other banks we’ve used,” said Kerri. “I don’t think I’ve ever waited more than an hour before the funds are available. If we need anything we just make a call and it’s done. The response time is so fast.” Kerri says this responsiveness enables them to do the same for their customers. “If we get our equipment quickly, we can help our customers quickly.”

The Sandovals also stress the importance of banking locally. “It’s important for us to be at a local bank that understands what a roller coaster the oil and gas industry can be,” said Kerri. “It’s imperative that they understand the economy and aren’t afraid to issue a loan when it’s struggling.” The Sandovals also say they appreciate that FCCB’s board is made up of local community members. “We know them and they know us, so it’s a no-brainer for us to bank with them,” said Kerri. “They’re our kind of people.” Kyle was also impressed by a visit from their loan officer. “When our lender [Clete Berens] came to see us, it was the first time a banker had ever taken the time to tour our facility, interested in learning about what we do at Big Red Tool,” he said. “It’s nice to see your banker working as hard as you are.”  

“I also love to see that the bank is expanding,” said Kerri, in reference to FCCB’s seventh location (Durango). “When you see that your bank is growing, it means Farmington is growing, and that we’re sticking around. It’s all cyclical, and reassuring to see that.”  

Big Red Tool Inc. logo   Wellcheck of Farmington Inc. logo

Big Red Tool, Inc. and Wellcheck of Farmington, Inc.

2010 San Juan Blvd. | Farmington, NM 87401



You have your choice. We have character.

Rochester Hotel & Leland House

Built with character.  

For the last 25 years, Rochester Hotel and Leland House have been known for its luxury accommodations, offered in the spirit of the southwest. Inspired by the historic renovation opportunity, mother-son team Diane Wildfang and Kirk Komick, purchased and began restoration of the Leland House in 1993, alongside the Second Avenue historic renewal project. The restoration of the 1892 boarding and later half-way house now features displays of western movies that were filmed in the Durango area. Kirk jumped at the chance to fuel his passion for hosting guests and acquainting travelers with the area, while showcasing films like Ticket to Tomahawk, Butch Cassidy and the Sundance Kid, Around the World in 80 Days, and others.

Located just off the beaten path, the bed and breakfast provides guests with a full, made-to-order breakfast (with seating available in the adjacent Secret Garden), cruiser bikes, close proximity to Main Avenue and downtown Durango, and excellent customer service. “We’re also hosting Community Concerts in the Secret Garden again this year, each night benefitting a different local non-profit organization,” said Kirk. “A different band represents a new group each Wednesday evening throughout the summer from 5:00 to 7:30 p.m.”

We’ve got character.

Kirk feels banking with FCCB has allowed him the freedom to direct his focus on hospitality. “Four Corners Community Bank has made everything really easy for us. I have confidence knowing that my business is solid, allowing me to focus on being a better inn-keeper,” he said. “I think of my bank as my partner, and find it comforting to have a strong and local banking relationship.”

Kirk and Diane work with FCCB’s Durango Market President, Shawn Candelaria. “We’ve known and worked with him for a number of years,” said Diane. “We know he cares about our success. He’s really on top of things.” Kirk and Diane also value working with a locally-owned bank, and site having been friends with the Anesi family for 25 years. (Greg Anesi is FCCB’s board vice chairman.)

“Banking with FCCB has been wonderful. They have great customer service and staff, are always really friendly, and very responsive to our needs,” said Kirk. “We love online banking and find their services to be simplified, consumer-friendly, and technologically advanced.” 

Rochester Hotel and Leland House logo

726 East 2nd Avenue | Durango, CO 81301

970.385.1920 |


Big lending power. Small town trust.

Process Equipment and Service Company (PESCO)


Since 1970, the Rhodes family has designed, manufactured, distributed, and serviced solutions for the oil and gas industry worldwide. “Companies can present their well conditions to us and we’ll tailor a solution for them,” said PESCO President and CEO Kyle Rhodes.

PESCO came to Four Corners Community Bank during the oil and gas downturn, at which time PESCO leadership made the decision to retain as much staff as possible; they wanted to be prepared when conditions improved. “Four Corners Community Bank came into play because we needed a partner to help us when business ramped up in the oil and gas industry. And they really stepped up and became the partner we needed, working very quickly and efficiently,” said Kyle. “It was a good move for us. We should’ve done it a lot sooner. They understand the area and they understand who we are. It has turned out to be a very good relationship and we trust the leadership.”

Vice President Jim Rhodes believes the bank’s local directorship makes all the difference. “They’re local people with local knowledge. We know them and they know us,” he said. “They’re not controlled by some corporate office elsewhere. Decisions are made here.” Kyle, like FCCB, believes that character goes a long way. “Aside from her banking industry knowledge, I think [FCCB President and CEO], Sheila Mathews has strong values. She’s a strong values-based leader, is active in the community, and works hard,” said Kyle, who also feels strongly about being engaged in the community. “PESCO is successful because of everyone here, from the staff to the community.” Jim agrees, adding that family is at the heart of the business. “We’re about more than making money. It’s more about supporting our family and our community.”   

Process Equipment and Service Company logo

5680 US 64 | Farmington, NM

505.327.2222 |


Big lending power, small town family.

Johnny O’s Spudnuts


The Stowell family—including Kevin, Debbie, Scott, Kyle, and Anthony—opened Johnny O’s Spudnuts in August of 2016 to an overwhelming crowd of enthusiasts. A line of cars and people circled the building and continued down the street, all awaiting their own famous, fluffy potato-flour doughnut. “We didn’t expect the response to be as great as it was,” said Kyle, who sold 10,000 dozen spudnuts in the first week. Farmington residents from more than a half century ago likely remember the original Spudnuts which opened in 1946. Kevin and Debbie Stowell purchased it in 1975 and ran it for 15 years. “We grew up at Spudnuts,” said Kyle. “We used to have kids who took half-dozen bags on their bikes and sold them throughout the town.” The shop is still largely a family affair; the Stowell’s son, Anthony, manages the store. They continue to purchase the flour from the original mill in Salt Lake City.  

“Banking with Four Corners Community Bank has been amazing from getting us started to keeping us going on a daily basis. They’ve always been friendly, helpful, and supportive,” said Kyle. “The process to get us started was easy. We were always informed of what was happening. We could not have asked for a better experience.” In fact, Kyle says their experience with FCCB has been the best they’ve ever had with a bank-ever. “I don’t know that another bank would’ve taken the risk, but FCCB shared our vision and trusted us,” he said. “We were happy that the bank and the board could see the potential. I think it helped that a few board members remembered the nostalgia of our parents’ store.” 

Johnny O's Spudnuts logo

509 East 20th Street | Farmington, NM

505.258.4840 |


Funding wellness.

fb organics and Run+Hike


Fuel your passion. Fb organics opened in 2014 after owners and Cortez natives, Darrin and Melanie Dennison—who grew up accompanying their parents to health-food stores—moved back home from Midland, Texas. The name (which stands for flat belly) derived from their desire to stand out. “We wanted something that grabbed peoples’ attention, and allowed us to start a conversation about health,” said Melanie. “It’s about being active and healthy, fueling your adventure, and feeling great.” The store carries high quality supplements, vitamins, sports nutrition, organic, and non-GMO foods, along with health, beauty, and local products.   

“We try to carry the best products from the best companies. We take a closer look so we’re confident having them in the store,” said Darrin. “It builds trust, makes it an easy choice for customers, and promotes long term business.” Fb organics is popular for their smoothies, fresh-ground nut butters, bulk products, local produce, meat, eggs, and fresh food items from other area businesses. “Passionate people are behind everything in our store and furthers our mission to build community and offer the best,” said Melanie. The couple believes customer service is what sets them apart and generates a feeling of an independent, downtown store vibe. “We wanted to build a community store, and relationships with our customers,” said Darrin.

Darrin and Melanie embarked on a new endeavor, opening R+H—a trail running and hiking footwear, apparel, and gear store— on April 24, 2017 in the same shopping center as fb organics. They felt adventure equipment was a natural extension from the products that fuel the body. “The two went hand in hand,” said Darrin.   

Funding wellness. Four Corners Community Bank works alongside the Dennisons, providing personalized business and electronic banking services. “We believe banking locally is as important as shopping locally,” said Melanie. Darrin agrees, noting their personal value on strong service and shared sense of community. “The customer service at FCCB is awesome,” he said. “To walk into a local bank and feel welcome, and know the people makes all the difference. You lose that personal relationship at larger banks.” Melanie also feels FCCB offers competitive products, and frequently uses online and mobile banking. “It’s the best of both worlds,” she said. “FCCB is innovative and ahead of the game.” 

fb organics logo                                                                                                    Run and Hike logo

One West Main | Cortez, CO 81321                                                                   One West Main | Cortez, CO 81321

970.512.1200                                                                                                          970.570.5999                                                                                         


Big lending power. Small town rhythm.

AnnMarie’s Dance Academy


Since fall of 2013, AnnMarie Bean has offered dance instruction to children ages three to 18—from ballet, tap, jazz, hip-hop, pointe, contemporary, lyrical, acrobatics, to webcasted lessons from a partner studio in California. She teaches combo classes for the younger dancers along with instructing a team that competes regionally. Four Corners Community Bank works in sync with its business customers, providing the support to focus on their own rhythm.   

AnnMarie became a Four Corners Community Bank customer when she opened the academy. “Everyone is so personable,” she said. “I’m always greeted and can get all my questions answered.” Aside from business banking she also uses QuickBooks for her bookkeeping. “It’s so nice to have my bank accounts set up within QuickBooks,” she said. “We don’t have to worry about balancing things out, because the money goes into my account automatically.” AnnMarie also uses the invoicing features available within QuickBooks in conjunction with FCCB’s bill pay. “It’s handy for my customers because the bill pay feature allows them to pay via direct deposit or credit card, and it’s good for me because their payments go directly into my account and is reflected in QuickBooks in real time.”

AnnMarie also uses FCCB’s fraud text alert service. She often purchases costumes online and was used to receiving alerts confirming their legitimacy. “The first time I got a fraud text alert for something I hadn’t purchased, it was for movie tickets in Minnesota. The second time for dinner in New York,” she said. After confirming the transactions were fraudulent, they were promptly removed from her account, and she received a new debit card within a week. 

AnnMarie's Dance Academy logo

1902 East Mojave Street | Farmington, New Mexico